Financial Coach / Racer / EnduroXcoach / Philanthropist / Off-Road Legislative Advocate

Johnny Scharnweber, aka Johnny Ringo, is founder and CEO of Ringo Financial & Insurance Solutions. With 18 years in the industry, he coaches business owners with a focus on creating wealth building strategies that generate tax-free distributions lasting up to four times longer than traditional tax-qualified plans. Using tax codes over 100 years old, Ringo Financial helps clients find wealth in places they never thought of. This reduces and/or eliminates the requirement to change lifestyles to meet retirement goals. When asked about the type of client he prefers to work with, Johnny stated; “Retirement planning is pretty much for everyone, however, I enjoy being able to mix a little business with pleasure with my moto family clients like Destry Abbott [DA8 Training Facility], Seat Concepts, TBT Racing, CBR Bearing and more”

Johnny’s success allows him to contribute a significant amount of time giving back to the community. In 2014, Johnny was elected and served two terms as President of the National Association of Health Underwriters -Inland Empire Chapter and achieved the highest membership growth award in the nation. In 2016 he was elected as President of the National Association of Insurance and Financial Advisors – Inland Empire Chapter and serves as a board member for Steven’s Hope for Children. After the Blue Cut Fire, Johnny began utilizing the power of social media and has donated truckloads of supplies as well as 5 RVs to fire victims who lost their homes.

In his early 20’s, Johnny began competing in the American Trials Association and rode a Kawasaki KX500 for fun in the desert. Transitioning from trials bikes to desert bikes became a normal regimen which and eventually led to riding his KTM 520 on trials courses. After the introduction of Endurocross, he created his own school, EnduroXcoach, where he coaches riders the techniques needed for extreme enduro.

Johnny is married to Jennifer, a Territory Manager for Parker Hannifin as well as an accomplished Time Keeping Enduro competitor. In fact, Jennifer earned the #1 plate in her class last year and continues to advance in both trials as well as off-road disciplines of competition. Between the two of them, they have 3 incredible kids [Sara, Sam and Samantha), three dogs (Halle, Harper and Tucker) and the World’s most incredible playground off-road private playgrounds known as Ringoland which consists of a world class Endurocross track, a kids Endurocross course, and camping for visitors.

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